On the Christmas day, many get-togethers are organised. Organising even a small party can destabilize you budget. This is the day to celebrate and spread love. So, irrespective of the expenses and the budget, people organise many parties. Obviously, if you do not have any money, you would go for debt.
People always wish to spend their day in enjoyment. They want to forget all the problems of life and pass the day in festivity.